PREMISE
The framework of Credit Risk Management has developed considerably over the years and there have been improvements on practices with regard to credit risk administration.
This training will introduce participants to credit risk management and particularly highlight the importance of establishing an efficient system of managing credit risk. Focusing on middle management will allow the knowledge and skills gained to percolate downward to subordinates
KEY LEARNING OUTCOME
At the end of this training, participants will be able to:
- Identify the key risk management functions
- Identify the key processes required to manage portfolio risk
- Describe the key characteristics of reporting credit risk
- Describe the requirements for effective credit risk reports
- Identify the key concepts of managing concentration risk
TARGET AUDIENCE
- Credit Officers
- Branch Managers/ ALM
- Middle and Senior level Managers
- Risk Managers
COURSE CONTENT
Day 1
Module One
- Analysis of the Macroeconomic Environment
- Overview of the Nigerian Economy and Socio-Political situation
- Analysis of the Banking Industry
Module Two
- Overview of Bank Credit Products
- On-balance sheet products
- Off-balance sheet products: Credit Substitutes
Module Three
- Risk: The conceptual Framework
- Risk and Risk Management
- Risk Identification and Classification
- Current Trends in Risk Management
Day 2
Module Four
- Introduction to Client Financial Statements
- Analysis of the balance sheet and profit and loss statements
- Impact of risk on the structure of the balance sheet
Module Five
- Credit Risk Management
- Credit Risk Recognition, Assessment, Measurement and management
Module Six
- Basel II Risk Management Framework
- Overview
- Regulatory Expectation for the credit risk environment
