INTERMEDIATE CREDIT ANALYSIS

OVERVIEW

To deepen participants understanding of the credit process and sharpen their technical skills for appraising credits and managing the risk assets function. It builds on the Basic Credit program and assumes hands-on knowledge of the credit process.

COURSE OBJECTIVE

At the conclusion of this programme, participants will possess skills to:

• Be able to appraise credit proposals and determine credit worthiness
• Evaluate the quality of security pledged
• Administer draw down of facilities
• Administer loan workout scenarios

TARGET AUDIENCE

Middle Management Personnel already exposed to the concepts of the credit function

COURSE CONTENT

• Introduction to Credit Analysis
• Types of Lending
• Temporary or Seasonal finance
• Working investment finance
• Cash flow lending
• Credit products and Securities for Lending
• Credit Administration
• Credit Review Process
• Early Warning Signals
• The cash conversion cycle
• Review of Financial Statements
• Estimating financial Condition and
• Risk Analysis
• Security Analysis
• Credit Risk in the context of Basel II

COURSE DURATION: 3 Days