CORPORATE CREDIT ASSESSMENT

OVERVIEW

The aim of this course is to enable the participants to assess credit exposure to corporate customers including small and medium enterprises. It explains how different sources of information are used to assess credit risk. The course also uses case studies to enable participants to carry out credit risk assessment

COURSE OBJECTIVE

By attending this training course the delegates will be able to:

• Apply the canons of lending to credit proposals
• Understand the relationship between sources of information used for credit assessment
• Analyze financial ratios and apply the analysis to assess a credit proposal
• Use non-financial information as part of a credit assessment

TARGET AUDIENCE

Equity & Credit Analysts, Financial Analyst, Investment Analyst, Research Staff, Funds & Portfolio Managers & Accountants

COURSE CONTENT

• Loan Instruments: Overdraft; Loans Secured; Loans Unsecured; Treasury Loans; Commercial Mortgages; Hire Purchases; Leasing; Trade Finance
• The Application of the Canons of Lending: Character; Ability; Margin; Purpose; Amount; Repayment; Insurance
• Sources of Information
• Financial Accounts: Economic Forecasts; Business Plans
• Credit Assessment Exercises
• Assessment of Credit Risk: using analysis of financial information
• Credit Assessment Case Studies

COURSE DURATION: 2 Days