ADVANCED CREDIT ANALYSIS

OVERVIEW

This course builds on the previous programs on the Basic and Intermediate Credit Analysis. The objective is to provide Analysts with the tools to effectively manage the credit function. In doing this we expect them to enhance their effectiveness in Balance Sheet Management.

COURSE OBJECTIVE

By attending this training course the delegates will be able to:

• Appreciate the importance of the credit cycle
• Have a better understanding of the current state of the credit markets
• Gauge company performance using ratio analysis
• Understand the relationship between qualitative and quantitative aspects of credit analysis
• Better appreciate the relevance of credit to the Balance Sheet
• Sharpen forecasting skills

TARGET AUDIENCE

Middle and Senior Management

COURSE CONTENT

• Overview of critical issues in lending
• Economic imperative versus regulatory imperatives
• Evaluation of credit risk under Basel II
• Credit Policy Formulation
• Credit Administration
• Credit Review Process
• Early Warning Signals
• Portfolio Optimization
• Portfolio Exposure Management
• Reporting function with the Global Exposure System (GES)
• Portfolio Analysis
• Management Reporting
• Regulatory/External Reporting
• Credit Rating Grids for Borrowers/Facilities
• Loan Syndications
• Credit Derivatives
• Applications and Examples
• Structural Forms
• Market Acceptance
• Use in hedging Loan Equivalent Exposures

COURSE DURATION: 2 Days